Moving to a new home can be overwhelming especially when you have to think about contracts, deposits, utilities, and leasing with your landlord. Among the other important tasks that people overlook is renters insurance. It’s easy to forget when you have a lot of things in your mind, but just like owning a car, an insurance is necessary. Keeping yourself and your belongings safe is imperative, and those who get a renters insurance don’t regret obtaining it. The following are reasons as to why we firmly believe that renters insurance should be among your expenses.
What happens when a thief steals your newly purchased laptop right at the comfort of your home? Without insurance, you’re out of luck! Replacement can cost you hundreds of dollars and an ill-spirited attitude. However, when you have renters insurance, you can simply relax. Incidents of vandalism, theft, and fire are some of the basic things that are covered by the insurance. When you want 100% protection, look for policies that will replace all cost coverages.
Renters who have insurance policies are often more favorable in the eyes of landlords. It shows responsibility, and it tells them that you’re prepared for anything that comes your way. Having renters insurance makes it easy for future tenants to find various apartments they could be qualified for. With higher approval rates along with more housing choices– Who can say no to that?
If you think that renters insurance is expensive, think again. Some people believe that this is similar to an auto or health insurance which can cost hundreds of dollars out-of-pocket. However, renters insurance may cost you only about $15-$30 per month. Protection never got so affordable, right?
Did you know that you can claim coverages even when the incident didn’t happen at home? When you have “off premise theft” coverage, you can request for items that are lost. For example, if someone stole your laptop while using the restroom at a coffee shop, you’re covered!
So what are you waiting for? Protect what’s rightfully yours with renters insurance!